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Buying a home is the mark of an important milestone in your life. While you’re very excited, you need to be prepared for all of the costs that are associated with buying a home. There are a few different costs that go into buying a home that are often overlooked. Before you dive into the home buying process, you’ll want to be prepared.



The Closing Costs


Many homebuyers have gone smoothly through the process of buying a home until they get to the closing table. They suddenly realize that they need a bit more cash than they anticipated. You probably were more than prepared with your down payment, but there’s other costs that are associated with buying a home. Some costs that you should be prepared for include:


  • The home appraisal
  • Attorney’s fees
  • lender’s fees
  • Underwriting fee
  • Processing fees
  • Inspection fees



You’ll receive a disclosure up front to help you understand all of the charges and cash that you must present when your signing the final documents for the purchase of the house. Keep in mind that many of these fees can be negotiable. 


Decorating Your New Home


Once you move into a new home, you’re going to want to decorate the space. You may need a some new furniture. Perhaps you own no furniture and need to furnish the entire house. You’ll want to budget for this. The good news is that there are plenty of ways to fill up your home with items that won’t break the bank yet look good in the home. Places that you can shop include online sources like Craigslist or Facebook Marketplace. You can even check out local second hand stores for some great deals on furniture and decor that is in good condition. The important thing is that you understand how much you’ll need to buy as you move into the home.   



Escrow Accounts


The escrow account typically holds the insurance and taxes for the home. Funds are withdrawn as premiums and payments are due. Not every lender has these set up, but you should be prepared to have the money up front for the home insurance and even the taxes at the closing table.  


Improvements Around The Home


There will be plenty of things that you’ll want to do around your new home to spruce up the place and make it your own. From planting bushes in the front to flower gardens outside to fresh coats of paint, you’ll quickly discover how expensive it is to be a homeowner. 

     

If you’re preparing to buy a home, now you understand why saving is so important! Investigate all the costs that you’ll need to pay up front while you’re in the midst of buying a home to avoid any surprises.



479 Westfield St, Dedham, MA 02026

Single-Family

$499,900
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Super sized 60' 9 room, 4 bedroom, 2.5 bath split level home in desired Precinct 1 neighborhood! This extra spacious home features a formal, fireplaced living room which is open to dining room with sliders to first floor three season porch, big eat-in kitchen, 4 spacious bedrooms and 2 full baths. Big finished lower level consisting of a fireplaced family room, office, half bath and laundry room. There's hardwood floors, an oversized 2 car garage and an acre plus lot! House needs work including interior/exterior updating. Heating system, radiators and hot/cold water currently non-functional. This work and other needed repairs have been considered by the seller in the asking price. House is being sold in as-is condition. Buyer to do any/all inspections prior to making offer. New septic system will be installed by seller and is included in the asking price (house can be sold at a discounted price without septic). Buyer agent must view property prior to submitting offer.
Open House
Sunday
August 18 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 479 Westfield St, Dedham, MA 02026    Get Directions

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16 Holmes Rd, Dedham, MA 02026

Single-Family

$489,900
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Picture perfect and barely lived in since new! This very well maintained 20 year young spacious 6 room, 3 bedroom, 2.5 bath Garrison Colonial style home sits on a beautiful, level, fully fenced lot and is located in desired Greenlodge School district. The first floor features a formal living room which is open big dining area and oak eat in kitchen plus a half bath. The second floor offers a spacious master suite with full bath, as well as good sized second and third bedrooms and an additional full bath. Features include a large, ready-to-finish basement, all gas utilities, newer roof, newer hot water heater and more. Minutes from major routes, Legacy Place and commuter rail. First showings at open house on Sunday 8/18/19 from 1-3 pm. Offers due on Tuesday 8-21-19 at 2:00 pm. Buyer agent must view property prior to submitting offer.
Open House
Sunday
August 18 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 16 Holmes Rd, Dedham, MA 02026    Get Directions

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52 Garfield Rd, Dedham, MA 02026

Single-Family

$732,900
Price

7
Rooms
4
Beds
2/1
Full/Half Baths
5 years young and still like new! Gorgeous 7 room, 4 bedroom, 2.5 bath colonial featuring loads of unique, quality custom detail! Dramatic open floor plan features a big foyer with grand staircase, a beautiful half bath, a fireplaced living/family room and a custom kitchen with gorgeous white cabinets, granite counters and stainless steel appliances which is open to spacious dining area. The second floor boasts spacious bedrooms including a master suite with his/hers closets (walk in closet), master bath with huge Jacuzzi tub and an incredible tiled walk in shower, grand hallway, spacious guest bath, second floor laundry and pull down attic. Big basement is ready to be finished. There's central ac, high ceilings, crown and detail moldings, gorgeous hardwood floors, slider to big deck, one car garaged and nicely landscaped private fenced lot. Buyer agent must view property prior to submitting offer
Open House
Sunday
August 18 at 1:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 52 Garfield Rd, Dedham, MA 02026    Get Directions

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16 Holmes Rd, Dedham, MA 02026

Single-Family

$489,900
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Picture perfect and barely lived in since new! This very well maintained 20 year young spacious 6 room, 3 bedroom, 2.5 bath Garrison Colonial style home sits on a beautiful, level, fully fenced lot and is located in desired Greenlodge School district. The first floor features a formal living room which is open big dining area and oak eat in kitchen plus a half bath. The second floor offers a spacious master suite with full bath, as well as good sized second and third bedrooms and an additional full bath. Features include a large, ready-to-finish basement, all gas utilities, newer roof, newer hot water heater and more. Minutes from major routes, Legacy Place and commuter rail. First showings at open house on Sunday 8/18/19 from 1-3 pm. Offers due on Tuesday 8-21-19 at 2:00 pm. Buyer agent must view property prior to submitting offer.
Open House
Sunday
August 18 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 16 Holmes Rd, Dedham, MA 02026    Get Directions

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